Our San Rafael office at 9 Vivian St. serves Marin County's small businesses — from restaurants and retail shops to contractors and service providers. As an independent broker, we compare multiple carriers to find the right coverage for your livelihood.
Aceptamos ITIN · Sin preguntas sobre tu estatus
No broker fees on standard policies · Bilingual · Se habla español
Mon–Fri 10am–6pm · Sat 10am–3pm · Se habla español
Or leave your number — we'll call you back
Marin County small businesses get full commercial coverage from our San Rafael office at 9 Vivian St. — general liability, commercial auto, business owners packages, workers' compensation, and policies tailored to the higher-value, higher-cost market that Marin actually is. As an independent broker rather than a single-carrier agent, we compare across companies to fit coverage to your San Rafael or Marin County business instead of selling you whatever one company happens to offer.
Marin is a different commercial environment than most of the Bay Area. Property values and rebuild costs run high, professional and service firms make up a large share of the business base, and many companies operate along the Highway 101 corridor that ties San Rafael to Novato, Corte Madera, and Mill Valley. That combination means underinsuring property or buying a thin off-the-shelf policy is a real risk here — so we quote with Marin's cost structure in mind, not a statewide average.
Protects your Marin County business if a customer is injured or property is damaged. Required by most commercial leases in San Rafael and throughout the county.
Covers vehicles used for business in and around Marin County — liability, collision, and comprehensive for your business fleet or work vehicle.
BOP combines general liability and property insurance at a discounted rate. The most common and cost-effective starting point for Marin small businesses.
Required by California law if you have employees. We shop workers' comp across carriers to keep your business compliant without overpaying.
Tailored coverage for Marin County restaurants, cafes, retail shops, and service businesses — including liquor liability where applicable.
General liability and tools & equipment coverage for Marin County contractors, tradespeople, and home service businesses.
The commercial risks in Marin County reflect what its economy is built on: professional and creative service firms, hospitality and retail in walkable downtowns like San Rafael's Fourth Street, home-service and building trades that work on high-value properties, and a steady flow of business traffic up and down the Highway 101 corridor. Each of those calls for a different policy mix, and we write across all of them from our San Rafael office.
For professional and service businesses, general liability is the baseline, but the more important question is often whether your contracts or your landlord require additional coverage — and Marin commercial leases frequently do, before you ever take possession of the space. For restaurants and retail in San Rafael, Corte Madera, and Mill Valley, property coverage has to reflect Marin rebuild costs, and liquor liability comes into play wherever alcohol is served. For contractors and home-service businesses working on Marin's higher-value homes, tools-and-equipment coverage and adequate liability limits protect both your crew and the property you are working on.
Commercial auto matters in a county where so much business runs along Highway 101 between Novato, San Rafael, Corte Madera, and Mill Valley. A work truck, a delivery vehicle, or a small fleet used for business needs commercial coverage that a personal auto policy will not pay out on in a claim. We help you figure out whether you need a full commercial auto policy, hired-and-non-owned coverage for employees who drive their own cars on the job, or both.
Our San Rafael office is at 9 Vivian St., serving businesses across San Rafael and the surrounding Marin County communities of Novato, Corte Madera, and Mill Valley. You can walk in, call, or start your quote online — we are a physical local office, not a remote call center, and our agents work bilingually in English and Spanish.
We are open Monday through Friday from 10am to 6pm and Saturday from 10am to 3pm, which gives owner-operators and tradespeople a day to handle their coverage without losing a weekday on the job. There are no broker fees on standard policies, and we accept ITIN numbers and do not ask about immigration status — every business owner in Marin County has the right to be insured, regardless of documentation.
Walk in or call — we'll find the right coverage for your industry at our San Rafael office at 9 Vivian St.